The More You Read, The More You Learn

Why learning is important..."It is critical that a company create the kind of environment in which people really believe they can learn, grow, and prosper. The focus has to be on developing people."


Thursday, November 27, 2008

Being Thankful on Thanksgiving

Today as we celebrate Thanksgiving with our families and friends, will you truly take time out to reflect on what you are thankful for?

I have been doing that quite often this year. Pretty much on a daily basis...being thankful. For my health, for my life, for all I have, my family and friends, the opportunities that come my way and the love that surrounds me.

Abundance can be brought into your life if you declare to the universe that you are thankful. This can easily be done on a daily basis. I find that I'm in a better mood when I take time to appreciate something that makes me happy and be thankful for it. My heart seems to fill with happiness...

What are you thankful for?

I think many, many people take for granted what they have in their life. Maybe focusing only on the negatives...the problems, the stresses, the little things that may annoy or aggravate you. We might forget what we have and appreciate them.

Count your blessings. Take a moment each day and be thankful for something in your life. As you're driving in your car or sitting quietly by yourself, even while watching TV... just take a minute and be thankful.

As you see something that excites you or makes you feel good, as you smell food cooking, drive to work, come home to family, enjoying the company of friends or even your pet, your many possessions, your health and so thankful!

Some people are not blessed as you and I are. Many have worse problems or live in worse conditions and/or simply do not have all that we have.

Take a break during your day...starting today...and be thankful and count your blessings...ask the universe for more of what makes you happy. Be positive and say...I like this...bring more more!

May you all enjoy your Thanksgiving. Many blessings to you all

Saturday, November 22, 2008

Positive Habits For Personal Growth & Success

Did you know that habits can be incredibly powerful tools for personal growth and success? You can change who you are by teaching yourself how to add positive habits to your lifestyle. You can improve your mind, body and soul... Improve your Health...Be More Motivated...Be More Productive...Achieve More Success...Have Unlimited and Boundless Energy...Improve your Self-Esteem

A habit is an acquired behavior pattern regularly followed until it has become almost involuntary.

What is a Positive Habit?
A positive habit is simply a habit that produces positive benefits, actions and attitudes you want to acquire and make a part of your life. Why is there such great power in positive habits to effect change? Because habits, by their very nature, are automatic. After a period of time they can become permanent.

Learn about the benefits that positive habits can make in your life and how to create them by reading the 3 part post from my blog, Mind Body and Soul. Just click HERE

Thursday, November 20, 2008

Blogging Overload?

A thought provoking post comes from fellow blogger, Bobby at Revellian

Blogging Overload in The Internet Age

Bobby infuses the statistics of blogging with governmental intervention. One question he asks...Will blogging help make a one world government possible or maybe prevent it?

See for yourself. Read his post and all the interesting comments HERE

Tuesday, November 18, 2008

Inspiring Positive Thoughts

Be kinder than necessary because everyone you meet is fighting some kind of battle.

A sharp tongue can cut your own throat.

If you want your dreams to come true, you mustn't oversleep.

Of all the things you wear, your expression is the most important.

The best vitamin for making friends..... B1.

The happiness of your life depends on the quality of your thoughts.

The heaviest thing you can carry is a grudge.

One thing you can give and still your word.

You lie the loudest when you lie to yourself.

If you lack the courage to start, you have already finished.

One thing you can't recycle is wasted time.

Ideas won't work unless 'You' do.

Your mind is like a functions only when open.

The 10 commandments are not a multiple choice.

The pursuit of happiness is the chase of a lifetime! It is never too late to become what you might have been.

Sunday, November 16, 2008

Laughter Is The Best Medicine

Have you ever heard that saying...Laughter is the best medicine? I have heard people say that on many, many occasions. Did you know that laughter really does do a body good? There is truth in that saying...

Research studies have shown that laughing can actually stimulate a positive, physcial change in your body. Although having a good laugh can't 'cure' everything, but it certainly can help you deal with stress.

Negative thoughts can cause a chemical reaction in your brain that can increase stress and decrease your immunity. When you keep positive with positive thoughts and include laughter, your body releases chemicals that help fight stress.

Laughter also helps your body produce natural painkillers.

Have you ever used laughter or humor in a tough situation? Laughter can help you make 'light' of a situation, giving you an emotional release.

Make laughter a part of your day. Read a joke book, watch a funny tv show or movie, play a silly game with your kids or go to a comedy club for your dose of laughter.

Do your body some good...and laugh!

Friday, November 14, 2008

Are You Making These Website Mistakes:21 Website "Don'ts"

I think you would agree with me that Websites are valuable tools. They help establish a business and brand identity, attract new customers/clients and are used for communication.

A website is certainly a useful tool for marketing. Your home page should be well done and if it is not, it is basically worthless. Visitors will just move on to the next site of interest.

Have you ever come across a website that just makes you wonder...What Were They Thinking? Have you ever heard the saying that 'Less can be More'? It also is true with Websites. Keeping a Website Simple and straight to the point will do more for the person who is visiting than having Flash being overused, or bouncing icons or too many large pictures, etc...

Below is a List of Website Don'ts you may want to consider.

1. Don't try to say too much
2. Don't be too trendy
3. Don't pretend you are someone you're not
4. Don't chose to use images over content
5. Don't let your design overwhelm content
6. Don't use text and background colors that are hard on the eyes
7. Don't use busy or distracting backgrounds.
8. Don't use text that is too small to read
9. Don't allow your text to stretch across the entire page
10. Don't use paragraphs of type in all caps, bold or italic
11. Don't underline text that is not a link
12. Don't use links that are not clear about where they will take you
13. Don't use links that will take readers to useless pages
14. Don't use links that are not underlined
15. Don't have 'dead' links on your website
16. Don't use large graphics that take forever to load
17. Don't use meaningless or useless graphics
18. Don't use blinking text
19. Don't use animations that never stop
20. Don't use overly complex navigation
21. Don't have orphan pages. All pages have to lead you back to where you came from

Stumble It!

Source: The Non-Designer's Web Book

Wednesday, November 12, 2008


You cannot do everything, but you can do something.

Only you can make it happen.
No one can do it for you.
No one will do it for you.

Always accept the responsibility for your actions.
Always set a higher standard for yourself.

Choose the thoughts and actions that will lead
you on to success.

Your success is but a determined action away...

Copyright 2007
Reproduce freely but maintain Copyright notice.

Monday, November 10, 2008

How To Dispute Unpaid Collection Accounts~One Secret Revealed

Here's a bit of information from Chris, who is a master at teaching do it yourself credit repair.

How many times have you received a 'collection' letter out of the blue and know it is not yours? Or, received a letter regarding an item that has been previously paid? You may also have a balance on a debt that was 'charged off' but then receive a collection letter.

How many of you what do I do? Like so many other people, you may not realize there IS something you can do other than panic or pay this money to the collection agency.

The below How To Tip is actually considered a credit repair 'secret'. Credit repair agencies even use this method, but it actually costs you much much more to have this method put to use for you. Why? DO IT YOURSELF! See more Credit Repair Secrets From Chris. Just click Here

Here's how to Dispute Unpaid Collection Accounts:

Dispute UNPAID collection accounts with the
collectors first and then the Credit Bureau.

Collection agencies are subject to Federal Law
and when a dispute is issued to them by a
consumer, they are required by law to stop all
collection attempts until they validate the debt
and provided consumers with documentation for the
account in question. In other words, the must
prove the debt.

The Debt may be correct or not but this is NOT
the issue, because collectors must comply with
the Fair Debt Collection Practices Act
requirement of validating accounts.

Guess what?

It can take time, even months to get validated
with the proper documentation from creditors.
Many times the paperwork it is not in their
possession, especially if they purchased the

I discovered that some times collectors will sue
you without having ADMISSIBLE evidence--most of
the times they have a false affidavits.


Because a debtor will usually never challenge the
evidence and a default judgment is awarded to the

Now here is the trick, if a collector verifies a
credit bureau dispute without reporting back to
them that this DEBT is in DISPUTE by the
consumer, they have violated the law.

See where I am going? If you dispute collectors
first you have a better chance of having the item

Also what's good about this strategy is, if the
account is reported as "disputed" by the
collector it is suppose to no longer be a factor
in the credit score. Why, because the account is
in dispute.

Many times the entry is deleted from the credit
report. This works great with medical bills. Send
the disputes about one day apart.

More Helpful Resources Below:

Credit Repair Secrets Revealed

Receive A Loan Or Credit Card Even With Bankruptcy

Learn The Amazing Secrets Of How I Got Rid Of $63,000 Of Debt In Only 4 Months Without Filing Bankruptcy Or Using Any Type Of Debt Consolidation Service

Receive A Loan Or Credit Card Even With Bad Credit

Credit Repair & Debt Collection Help For Consumers. A Self Help Strategy To Deal With Credit Issues And Collection Problems

Bad Credit Loans To Change Peoples Lives

Friday, November 7, 2008


I wanted to bring your attention to a website that offers many opportunities. You can GET advice on various topics and at the same time, if you are knowledgeable in a particular area, you can GIVE advice as well. Keep in mind that this website is FREE if you register as a Advice Network user who wants to get or give advice. As a user, you can also write and submit articles using targeted keywords.

There is a samll fee if you are a vendor who wishes to join this network. BUT... this is a small price to pay if you are looking to market your business, product, service or blog.

Deluxe: Starts at $20/month:
Radius is Nationwide
Lead Cost:$3 (50% off Standard cost)
Search listing is Prioritized above Standard listings

Standard (Free)
Radius is Up to 20 miles
Lead cost: $6
Search listing is Ranked below Deluxe listings

What this means is to you:

1) Find a pro or vendor and get advice or answers to the questions you may have
2) Submit advice to reach others seeking answers
3) Bring additional traffic to your business, product, service or blog
4) Rank higher with search engines
5) Connect directly with targeted audiences
6) Writing articles is definately one important way to get your name out there and market your business, product, service or blog

Some topics already established on are:

* Business and Professional Services
* Real Estate
* House and Home
* Weddings
* Events

Advice Network is a free online advice service that gives businesses the opportunity to directly connect with customers looking specifically for businesses within their industry. Advice Network gives businesses: the opportunity to directly reach their target audience, multiple ways to promote their business, exclusive sponsor benefits that generate business, and better search engine rankings

Let's face it...We're always asking for advice or seeking answers to questions we might have. Here is a perfect way to receive those answers in one place by experts.

And FREE, you can't go wrong...

I have even included a couple coupons to use if you think this is a good opportunity to inexpensively market yourself.

20 Off Coupon
2008-10-07 - 2008-11-30
$20 off coupon, good for 1 free month subscription of Deluxe Vendor.
expires November 30

Wednesday, November 5, 2008

To The Good Ole Days...

After reading this, I found myself nodding my head...remembering my childhood, remembering the memories. I think there is something so truthful about these statements. The children of today might not get to experience life in this way and it's a shame. I hope you enjoy reading this. There are life lessons in each statement.

Here is a pretty neat little thing from Paul Harvey, a radio personality.
Paul Harvey Writes:

We tried so hard to make things better for our kids that we made them worse. For my grandchildren, I'd like better.
I'd really like for them to know about hand me down clothes and homemade ice cream and leftover meat loaf sandwiches. I really would.

I hope you learn humility by being humiliated, and that you learn honesty by being cheated.
I hope you learn to make your own bed and mow the lawn and wash the car.
And I really hope nobody gives you a brand new car when you are sixteen.

It will be good if at least one time you can see puppies born and your old dog put to sleep.

I hope you get a black eye fighting for something you believe in..

I hope you have to share a bedroom with your younger brother/sister. And it's all right if you have to draw a line down the middle of the room, but when he wants to crawl under the covers with you because he's scared, I hope you let him.

When you want to see a movie and your little brother/sister wants to tag along, I hope you'll let him/her.
I hope you have to walk uphill to school with your friends and that you live in a town where you can do it safely.

On rainy days when you have to catch a ride, I hope you don't ask your driver to drop you two blocks away so you won't be seen riding with someone as uncool as your Mom.

If you want a slingshot, I hope your Dad teaches you how to make one instead of buying one.
I hope you learn to dig in the dirt and read books.

When you learn to use computers, I hope you also learn to add and subtract in your head.

I hope you get teased by your friends when you have your first crush on a boy\girl, and when you talk back to your mother that you learn what Ivory soap tastes like.

May you skin your knee climbing a mountain, burn your hand on a stove and stick your tongue on a frozen flagpole.

I don't care if you try a beer once, but I hope you don't like it.. And if a friend offers you dope or a joint, I hope you realize he is not your friend.

I sure hope you make time to sit on a porch with your Grandma/Grandpa and go fishing with your Uncle.

May you feel sorrow at a funeral and joy during the holidays.

I hope your mother punishes you when you throw a baseball through your neighbour's window and that she hugs you and kisses you at Hannukah/Christmas time when you give her a plaster mold of your hand.

These things I wish for you - tough times and disappointment, hard work and happiness. To me, it's the only way to appreciate life. you agree?

Sunday, November 2, 2008

In This Volatile Market, Are You Staying Calm?

In today's turbulent economic situation, are you staying calm with regards to your retirement savings? One of the worst mistakes you should try to avoid is making panic driven decisions. These decisions are solely made due to your reaction to negative economic developments.

We are hearing the problems constantly in the news. They are real and one to be concerned about, but the market has always changed. The market and economy changes in cycles.

If you maintain a long term perspective concerning your 401 or other retirement account, you will continue to keep the benefits of the many years of planning and saving. It may be tempting to try and outperform the market by guessing which way they will go and then shifting your money between assets. Even experienced pros cannot guess or predict.

If you plan for long term, you can reduce your risk. Sticking to your plan no matter what the markets are doing over the short term is important to achieve your retirement saving goals. Getting the advice of a professional could help with investment strategy, goals, needs and your risk tolerance.

Stocks, bonds and cash all carry some risk, but at different levels. If the risk is greater, the potential for a greater return is there. Do not carry a great risk if you cannot comfortably tolerate it. Considering the fact that stocks, bonds and cash can go up and down with returns and have different levels of risk, you might be more comfortable having a mix of all three. Find the right balance that is right for you.

It is important for you to monitor your accounts from time to time. It may be necessary to rebalance your assets, but using a long term approach rather that panic driven decisions.

If you can keep your head when all about you are losing theirs...Yours is the earth and everything that's in it...
Rudyard Kipling

Source: Goldman, Sachs & Co.