How To Remove Negative Credit Yourself

The following tips will help correct your credit and it should be done with all Credit Bureaus.

I have personally used these methods and had much success removing negative items, collection accounts that were not mine and removing errors contained in my credit report.

You are legally able to obtain a FREE credit report every 12 months by calling each Credit Bureau and requesting a copy of your report. If you were turned down for credit, you can request a copy of your credit report and have the company that declined you outline why you were turned down for credit.

I will show you ways of removing negative items from your credit file. These methods are sometimes referred to as "Credit Repair".

These are the exact same methods credit repair clinics and attorneys charge up to $3,500 or more to perform. Since they don't always do it correctly, people have been taken for millions of dollars over the past years.

You can outsmart creditors who are damaging your credit!

What the Credit Bureaus Don't Tell You
1. Each item on your credit report must be proven or it cannot remain in the report. If the credit bureau cannot verify the item when investigated, it must be removed from your file whether or not it's true.
2. Every negative entry on your report can be denied or challenged at any time. The bureau must reinvestigate and if that item cannot be verified within a "reasonable amount of time", it must be removed from the file.
3. Items when challenged can be mistakenly erased. Consumers say they often experience computer operator mistakes.
4. Many times the creditor does not re-verify in time or the credit bureau is busy and does not handle your dispute properly. It must then be deleted.
5. The older an item, the more difficult re-verification is. It is possible it cannot be verified because records may no longer exist after 1 or 2 years.

Steps to Repair Your Credit
1. Obtain your three credit reports.
2. Review the reports and locate the negative items.
3. Dispute the negative items with the credit bureaus.
4. Disputed items are removed or corrected. Items that were not re-verified are removed.
5. Negotiate with creditors and collection companies.
6. After negotiating and making payment, creditors delete the negative accounts or change them to a positive rating.
7. State the item you are disputing, but do not use dispute forms or file numbers provided by the bureau. This will cause fewer delays by the credit bureau asking for clarification.
8. Do not confirm the account if any information about the item is wrong.
9. Do not use letterhead (you don't want to raise any Red Flags).
10. Do not photocopy a fill in the blanks form letter (another Red Flag).
11. Send disputes during busy times of the year. For Example: The first to middle of November can cause a delay in verification because of the Thanksgiving/Christmas rush for the creditor and the bureau can catch them before they can thoroughly investigate within a reasonable time.

Please Click Here to read more in depth details on my SquidooLens: How To Remove Negative Credit Yourself


Get Your Equifax Credit Report Now!

"As One Door Closes, Another Door Opens"

I've always believed that when "one door closes, another door opens" ....
This past Wednesday, I had to use this phrase and try to persuade my brother into believing it too.

My brother, Mark Carangelo, LMT, NMT is the head administrator, director and owner of The American Institute of Alternative Medicine . Mark has over ten years of neuromuscular therapy teaching experience and clinical experience treating patients with various acute and chronic pain syndromes. He has extensive personalized training experience with the Aaron Mattes flexibility training program. His school is housed in a professional building where classrooms and practice rooms contain state of the art massage tables and a wide range of anatomical charts, skeletal and muscle models and various teaching aides. There is a library of books, periodicals and videos containing a wide range of massage therapy, anatomy, neuromuscular and flexibility training topics.

On Wednesday, I received a call from Mark (saying through tears) that his school building was burning down and he was in a fire. The fear and unimaginable thoughts that went through my head as I frantically raced out of my office to get to him.

Within 10 minutes, I arrived at the scene. My heart pounding out of my chest. The road was blocked and I had no where to park my car. I just wanted to park and get to him. I noticed a driveway and said to the people watching the burning building, ...." let me park here, my brother's in that building". I just left my car. I ran towards the building engulfed in flames. A few police officers tried stopping me as did two firemen, but I continued running until I got as close as I could to find my brother. After what felt like an hour, I finally found him walking away from the building. THANK GOD! In a short time we found out No one was hurt. How amazing

I've never before witnessed a raging fire that destroys in seconds. We stood there watching in disbelief. The sadness we felt to watch as everything you worked so hard for, be lost.
The firemen who responded did a tremendous job in putting out this 4 alarm fire.

As I stood there, I thought about all the people whose lives are touched by tragic fire or storm related events. How they must have felt if they lost their homes, their possessions or more importantly, loved ones. The excruciating pain and heaviness in their hearts. How sad I felt....my heart goes out to all those people.

We were lucky. My brother wasn't hurt. Possessions can be replaced. This event will make him stronger. A new door has opened and it will be a new beginning as he establishes his school in a new location.

I have personally experienced humanity as people come forward to help. There are good people in this world and it really is an uplifting feeling.

• To the Firemen who worked so hard and did a fantastic job controlling this fire in such a short time...
• To the people of ARCHER PLUMBING, who left a note on my car stating I could keep my car there as long as needed and wished my brother well...
• To the many others who offered their help
• To my brothers' previous graduates who offered supplies, equipment etc, so he can return to teaching his current students as quickly as possible....

I THANK YOU from the bottom of my heart.
"Thank you" seems like such a small word in comparison , but it is truly meant and your acts of thoughtfulness and kindness are appreciated beyond words.

Has any of my readers experienced a true act of kindness? Please post a comment. It would be nice to hear good, uplifting stories and share them with others.

Coping With Grief - Losing a Loved One

Moving away from my usual topics, I felt compelled to write about grief and how you can cope when experiencing a loss.
Maybe this will touch someone at just the right moment or help someone during a time that is very sad, stressful, confusing or overwhelming.

Losing a loved one can be one of the most difficult and stressful experience we ever face in our lives. Yet an experience we all, unfortunately, will have to face and cope with at some point in our lives.

My family experienced the loss of a loved one on April 16th. Our loss was not of violence as many experienced that very same day, but the loss of a loved one is the most traumatic experience you have to cope with.

When death comes we do not really know what to do, where to go or who we are now. Everything changes. We all know that one day we all must leave our physical form, leave this earth, but yet we are all still unprepared for our death or that of a loved one.

Then again, how can anyone be prepared ?

Loss can include the break-up of a relationship, a miscarriage, the termination of pregnancy, separation from family and friends (homesickness), loss of health, moving.
Other forms of loss can still touch us so profoundly, such as the death of a pet or if you happen to be a medical or nursing student, you may have experienced feelings of loss when a patient dies.

With loss comes a strong feeling that part of our emotional world has changed forever and can never be retrieved or made good. Loss is central to our lives.

It is often through brokeness and loss that we truly grow into our humanity and develop the compassion that connects us to others. Following loss of any kind we go through a period of adjustment. This time and process is called grieving. It`s important to remember that grief is natural and necessary. Though the range and intensity of grief may come as a surprise, it is an entirely normal process that has been with us since the beginning of time. And, of course, as we adjust and the bits of our emotional life start to settle into a new pattern, the grief gently recedes.

Just as scar tissue is said to be stronger than the surrounding skin, so does our grieving often lead us to a state of greater resilience where we are more able to deal with future adversity.

CLICK HERE to continue reading more in depth details on my Squidoo Lens: How To Cope With Grief

For Sale By Owner Checklist

I've given you the definition of what a For Sale By Owner is. I've given you tips on How To Get Your Home Ready to Sell and suggested using MLS Listings as a way to get your home advertised.
Now, I think I should give you the "Seller's Checklist", so you are prepared for the upcoming sale of your home. Selling your home can be a stressful time, so if you are prepared, it will be much easier to deal with this event.

SELLER'S CHECKLIST:
o Price your house properly: You could hire an independent appraiser or receive a free appraisal from a Real Estate Agent. Most agents offer this service for free because they want listings. Be honest when you approach an agent. Explain that you are thinking about selling your home and you're trying to get a feel for what the market is like at this time.
o Advertise Your Home: Generate traffic by classified ads in local paper, weekly shoppers and/or other weekly publications, online listings. Splurge on a sign for your front yard. And don't forget - Word of mouth.
o Be mindful of the Fair Housing Act:Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination in the sale, rental and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status (including children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18) and handicap (disability).
o When Brokers call: You may get calls from local agents trying to convince you that you need to list your house. They may say they have a prospect that's dying to see your property. Remember: if you allow an agent to show your house, you may be liable for his or her commission, even though you haven't signed a listing agreement.You could request your Attorney to draw up a one time only open listing agreement. Seek your attorney's advice.
o Closing the deal when offering Owner Financing: Gathering the necessary paperwork:

1. Employment Information
2. References
3. banking-Financial Statement
4. Incorporating a Balloon Payment - usually 5-10 years
5. A good down payment: Make sure your buyer will invest some of their own money. This will also show commitment on the pat of the buyer.
6. The credit of the payer

Keep in mind you want the strongest qualified buyer if you chose to offer Owner Financing.
The interest on your note: can be 1 to 1.5 above traditional home loans, but can be negotiable so you don't loose the sale. Based on circumstances: if the buyer is putting down 20-30%, he/she would have a lower interest rate.

• Get Your House Ready To Sell: Before you start to promote your home, give it a thorough cleaning.
• Give the landscape a good manicure.
• Curb Appeal is going to make the buyer want to go inside.
• Clean out the garage, attic, basement and all closets.
• Hold a yard sale to get rid of unwanted items.
• Make sure the house has a clean fresh smell in every room. Even the closets. Open the windows and air things out.
• Make minor repairs.
• The front of your home is where the first impression is made. Make sure the drive-way is clean and free from oil spots. Eliminate moss or mildew build-up on the front steps. The hardware on your front door should sparkle. Take care of paint that's peeling. Add a little color to the porch with a basket of flowers. A nice door mat also makes the front door look appealing.The entry area will also create first impressions.
• Repair scratches in wood floors or worn spots in carpets.
• Be sure to have the entry closet clean and free of clutter.
• Put high wattage light bulbs in all fixtures and turn them on when you show the home.
• Keep the drapes open so that everything is well lit. Dark areas can send out a bad message. People may think you're trying to hide something.
• If you have rooms painted in dark colors change them to light colors, such as an off white. Lighter colors create an open look.
• Put away all the personal possessions and let the buyer see how much room there really is. Personal family heirlooms can make the home look like a museum. The buyer needs to have a clear picture how their belongings are going to fit in the house.
• Remove unnecessary furniture. The more furniture in the room the smaller it looks.
• Get The Word Out:The first thing to do is put up a sign in the front yard. Tell your neighbors. They may already know of someone looking in the area, maybe even a family member. Let people know where you work, a church group or club. If you want to go further, put up notices on bulletin boards.
• Run a classified ad.
• Showing Your Home:When you have an appointment to show your home, open the windows and air out before any potential buyer arrives. This will get rid of any last minute unpleasant odors that might be lingering. It's always a good idea to have the scent of pleasant aromas in the house. Things like fresh bread,cookies, the smell of cinnamon or vanilla.
• Open House: An open house can be very effective in promoting your house.

For Two reasons: 1) You can schedule the open house at a specific time and day and you'll be attracting a lot of people at the same time. 2)This creates a spirit of competition. Competition produces action that ends up with a sale.

• Place a welcome sign in your front yard or by the front door.
• For security reasons, I would recommend having visitors sign in before they go through your home.
• Have a information circular or flyer on your home that visitors can take with them. The information flyer is good for people who call on your newspaper ad. You can take their address and even mail one to them.The information flyer should include: Your name, address and phone number. Sales Price and if you're offering OWNER FINANCING,the down payment you're requesting. Mention you'll consider all offers in writing, with the understanding you won't take the home off the market until a legally binding sales contract has been signed and earnest deposit money is deposited with your attorney.
• Respond to all offers and if they are too low, counter the offer.Your information flyer should also include:Property taxes, insurance and utilities etc..and remember to list the features of your house:Square footage, type of roof and age, kind of heat, air conditioning, schools, kind of water heater and age, the lot size, describe the structure, electrical system, bathrooms and kitchen, the rooms size and measurements and public transportation available.Tell a little about the outdoor features and anything else you feel is unique about the home.List any recent repairs or maintenance. When was it last painted or sided, new roof etc.
• Have pictures on display during different seasons of the year. If you're showing your home during the fall or winter, show pictures during spring or summer. The pictures will show the flowers and plants in bloom. Schedule your open house during peak hours when traffic goes by your house.
• Put a sign up where people will see your sign as they drive by.

These tips may take some time, but in the end, you will see the reward.

Please contact me with any questions or concerns you may have.
I am here to help you.

Wishing you much success!

Have you heard about MY BLOG LOG ?

I discovered this site, My Blog Log about a month ago and already have met some very nice people.
This is a place where Authors and readers of Blogs have the opportunity to get to know eachother. Become friends, share ideas, promote or simply enjoy reading blogs.
Check it out....you'll be glad you did.

I had the opportunity of meeting Halil. He will be launching a new blog.."Peopleized". He wants to bring more people together by way of interviews. What a great idea! You can sign up to get updated and learn more about this interview process.

He requested an interview from me and I want to share it with my readers, so you can learn more about me.
See Below:

Hello Andrea ,

Here are a few questions about you and your blog "AC Associates Blog"
If you use url`s please write it in html if it is possible.


Before we start please some further information.

Send me a few notes on your backround: name, age, where you`re from, etc....
Andrea
48
New Jersey

Let`s Start !


1. When did you have the idea to start blogging ?
I thought about blogging after my website went “live”. I figured it was another way to get the word out about my business, help as many Home Owners as I can and maybe other people as well.
I love when I’m able to help and educate someone and a Home Owner successfully sells their home and receives an all cash sale. A win-win situation is very rewarding for all involved.

2. Would you like to share with us the url of your first post?
My first post was actually regarding Google Adsense. Joel Comm had helped me when I was first developing my web site. His tips and information was what I needed to have everything come together. I thought with the popularity of Google Adsense and Joel Comm’s tips, I should bring it to the attention of others. The low cost of $7 to obtain his e-booklet was well worth it.
http://acassociatesusa.blogspot.com/2007/03/how-i-learned-about-adsense.html

3. What is your motivation to continue blogging ?
I’d like to share knowledge and helpful tips and maybe a topic of interest to others. I’m the type of person that really enjoys helping others. I’d be lying if I didn’t include bringing attention and traffic to my sites.

4. Where did you get your daily blog inspiration from?
Since I’m a newbie to blogging, what few posts I have are about just what I know, have learned or what I care about. I’m a Home Owner and a DIY’er. I want others to know it’s easy to do things on your own when you have the knowledge. Whether that includes selling your house, doing a project around the house, learning how to pay off your mortgage in less time etc…I want to bring varied posts to people that pertains to daily life or something I think someone might benefit from.
I look at it like this: what I might be interested in or can learn from. I’m sure in time I’ll include posts that pertain to other subjects as my title suggests: Tips, Information and Other Stuff.

5. What´s the goal of your blog?
Again, just being able to help people. If I help just one person, it will bring satisfaction and a sense of accomplishment.

6. Choose one word to describe your blog?
Hmmm…that’s tough…..Informative

7. What kind of people read your blog and who should read it? How are their reactions?
Honestly, I don’t know the answer to your first question. Definitely Home Owners wanting to sell their homes without using a Realtor. I am willing to teach and support them and show them the other options they have (and might not know about) I’ve had a few positive comments and even been called an “inspiration”, but my blog is new.

8. Are there any posts you are excited to offer?
All the posts I’ve written I’ve been excited about because I thought they brought useful information to people….Home Owners, Pet Owners and others. The short post about the books, The Secret and Your Hearts Desire is really something I think more people should learn about and consider adapting into their own lives.



I have another blog over at SQUIDOO. Can I plug that?! There’s a post offering more in depth information to the FSBO (for sale by owner) I will incorporate a portion of that post to Tips, Information and Other Stuff soon.
There’s also a special free offer from me to the FSBO coming soon, I guess you’ll have to visit often so you don’t miss out.

9. Which of your blog posts had the most reactions from your readers?
The post about The Secret

10. The top 3 blogs you read?
I really haven’t had the time to enjoy other blogs right now. But I do receive emails from the below two blogs.
Real Estate News and Tips for New Home Buyers
BLoG ABoUT MoNEY oNLINE
And mine
http://www.acassociatesusa.blogspot.com/

11. Is there anything you want to say at least?
I am open to any suggestions or comments someone might have and I am very willing to help someone if needed regarding selling their home, mortgage or business note, structured settlement or other cash flow.

Your Website: acassociatesusa.com

Blog URL: http://www.acassociatesusa.blogspot.com/
www.squidoo.com/ASuccessfulFSBO

Your e-mail : andrea@acassociatesusa.com

Thank you very much for spending your time for this interview. Please send me a picture or a avartar that I can publish with your interview.

I will inform you when you can see this interview on my site.
Best regards
Halil

FSBO: USING MLS LISTINGS

Multiple Listing Service

Multiple Listing Service (MLS) (also Multiple Listing System or Multiple Listings Service) is a database which allows real estate brokers representing sellers under a listing contract to widely share information about properties with real estate brokers who may represent potential buyers or wish to cooperate with a seller's broker in finding a buyer for the property.

The MLS combines the listings of all available properties that are represented by brokers who are both members of that MLS system and of NAR or CREA, (the National Association of Realtors in the US or the Canadian Real Estate Association).

The purpose of the MLS is to enable the efficient distribution of information so that, when a real estate agent is introduced to a potential home buyer, he/she may search the MLS system and retrieve information about all homes for sale in a given area or price range, whether under a listing contract by that agent's brokerage or by all participating brokers.

The MLS systems are governed by private entities, and the rules are set by those entities with no state or federal oversight, beyond any individual state rules regarding real estate. MLS systems set their own rules for membership, access, and sharing of information, but are subject to nationwide rules laid down by NAR or CREA. An MLS may be owned and operated by a real estate company, a county or regional real estate Board of REALTORS or Association of REALTORS, or by a trade association. Membership of the MLS is generally considered to be essential to the practice of real estate brokerage.

Limitations of access to the MLS:
Most MLS systems restrict membership and access to real estate brokers (and their agents) who are appropriately licensed by the state (or province); are members of a local Board or Association of REALTORS; and are members of the trade association (e.g., NAR or CREA).

A person selling his/her own property - acting as a For Sale By Owner (or FSBO) - cannot put a listing for the home directly into the MLS. Similarly, a properly licensed broker who chooses to neither join the trade association nor operate a business within the associations's rules, cannot join the MLS.

However, there are brokers and many online services which offer FSBO sellers the option of listing their property in their local MLS database by paying a flat fee or another non-traditional compensation method. This may be the fastest growing segment of the real estate industry.

MLS LISTING OPTIONS:

Flat Fee Listings

FSBO Support

Homes By Owner




Buy and Sell Real Estate Without Paying a Broker!

A Useful Link for anyone selling or thinking about selling their property:
Get your homes value for free

What are Owner Financed Mortgages?

I mentioned Owner Financing in my last post and want to take time to explain further how this can truly benefit Home Owners.

Owner-Financed Mortgages, also are known as seller-carry back mortgages. They're created when a seller of a home decides to "carry" a mortgage note from the purchaser of his or her home.

This is usually done when the property is difficult to sell or when the buyer cannot obtain traditional financing from a bank. This might happen because the buyer has had bad credit or a blemish on his credit report, "too much debt" or maybe because the property is in a rural location with a lot of land (banks typically don't like to lend on these types of properties).

There are literally billions of dollars of owner-financed mortgages in circulation at any given time. Owner Financing has been in existence for decades and is becoming more and more common today because of the growing numbers of individuals who fail to qualify for a traditional loan from a bank or mortgage company. Banks are also becoming more conservative in their lending practices.

These factors prevent millions of families from being able to obtain home loans, reducing the number of potential home buyers. With this in mind, home sellers sometimes choose to offer owner financing in order to sell their homes faster. They request a down payment (generally 5% - 10%) and the interest rate is higher than market rates. Of course the agreement between the seller and buyer is negotiable in terms, so the buyer is able to purchase the home.

Why Should A Home Seller Offer Owner Financing?
It's challenging when a person decides to sell a house. Sellers frequently face a limited time period to make a sale. Jobs, transfers, debts, moves and changes in our lives create serious needs.

Sometimes market conditions are not good for getting what the seller wants. Of course, there are interested buyers. They may have the funds for a down payment, but the problem might be securing a traditional loan. Offering Owner Financing opens the doors for many buyers who get turned down by the banks.

Immediately after the home is sold with Owner Financing, the seller is satisfied because the property was sold quickly and receiving a good return on their investment.
As time passes though, the mortgage note holder might decide that having a lump sum of cash would be better than waiting years to collect the balance, usually one month at a time.

The seller would than contact a Contract Buyer, also known as a Note Purchaser, who would help them cash out their note.
TAKE NOTE: If the seller wishes not to carry the note at time of sale, a contract buyer can purchase the note at time of closing for cash, which is known as Simultaneous Closing (see previous post)
There are many good reasons for an individual wanting to cash in their note.
Some are:
A) Becoming debt free or Consolidating debt, including high interest credit cards
B) Paying for their children's college education
C) Taking an exotic vacation or purchasing other luxuries
D) Purchasing a new home or second home
E) Other investment opportunities
F) Medical care
G) Or simply, just storing away a lump sum of cash received

The benefits of offering Owner Financing can put you in a winning financial position.
The contract secured by your house, is worth thousands of dollars in a lump sum of cash. It doesn't' matter if it's a new contract or one that's had some payments made. Each one has it's own characteristics that gives it cash value. Based on your needs, a Contract Buyer can tailor unique purchase plans that you can benefit from.

Here's two examples on a house which sold for $100,000.00

Example one:
Selling price.......................$100,000
Down Payment .......................$ 21,000
Remaining balance amortized 2o yrs.............$79,000
Interest Rate .........................10%
Monthly Payment ........................$762.37
48 payments have been made totalling....$36,593.76
Current Balance on Principal Owed..............$72,890.71

The contract buyer offers $63,500 CASH

The Seller has received a total of $121,093.76 Not bad for a house selling for $100,000

Example Two: Selling Part of Your Contract:
Selling Price.......................................$100,000.00
Seller Received 48 Payments ........................$ 36,593.76
Contract Buyer Purchases the next 60 payments.......$ 34,500.00

Total Cash to Seller so far.........................$ 92,093.76

After 60 payments, the Contract is returned to the
Home Seller with a balance of ...................... 60,892.03

When you add the total cash to the seller, plus the remaining balance after 60 payments, it totals $152,985.79 AND, don't forget the interest they'll earn on the remaining balance. Remember, the house sold for $100,000.00

Selling part of a contract can be very profitable.

Offering Owner Financing can be a win-win situation for everyone involved. It can be financially beneficial and the possibilities are endless.

If you would like more information, please fell free to get in touch with me. I will teach you the options and guide you along the way. FOR SALE BY OWNER

PART II - Getting your House Ready For Sale

I wanted to give you more information regarding how to be successful when selling your home without using a Realtor.

Get The Word Out:
The first thing to do is put up a sign in the front yard. Tell your neighbors. They may already know of someone looking in the area, maybe even a family member. Let people know where you work, a church group or club. If you want to go further, put up notices on bulletin boards. Last but not least, run a classified ad.

Showing Your Home:
When you have an appointment to show your home, open the windows and air out before any potential buyer arrives. This will get rid of any last minute unpleasant odors that might be lingering. It's always a good idea to have the scent of pleasant aromas in the house. Things like fresh bread,cookies, the smell of cinnamon or vanilla.

Open House:
An open house can be very effective in promoting your house.
For Two reasons:
1)You can schedule the open house at a specific time and day and you'll be attracting a lot of people at the same time.
2)This creates a spirit of competition. Competition produces action that ends up with a sale.

Place a welcome sign in your front yard or by the front door.
For security reasons, I would recommend having visitors sign in before they go through your home.
Have a information circular or flyer on your home that visitors can take with them. The information flyer is good for people who call on your newspaper ad. You can take their address and even mail one to them.

The information flyer should include: Your name, address and phone number. Sales Price and if you're offering OWNER FINANCING (more on this in my next post)the down payment you're requesting. Mention you'll consider all offers in writing, with the understanding you won't take the home off the market until a legally binding sales contract has been signed and earnest deposit money is deposited with your attorney.
Respond to all offers and if they are too low, counter the offer.

Your information flyer should also include:Property taxes, insurance and utilities etc..and remember to list the features of your house:
Square footage, type of roof and age, kind of heat, air conditioning, schools, kind of water heater and age, the lot size, describe the structure, electrical system, bathrooms and kitchen, the rooms size and measurements and public transportation available.

Tell a little about the outdoor features and anything else you feel is unique about the home.
List any recent repairs or maintenance. When was it last painted or sided, new roof etc.
Have pictures on display during different seasons of the year. If you're showing your home during the fall or winter, show pictures during spring or summer. The pictures will show the flowers and plants in bloom.

Schedule your open house during peak hours when traffic goes by your house. Put a sign up where people will see your sign as they drive by.

Some helpful links: Visit their sites for more information
ForSaleByOwner
HomesByOwner
Owners.com

Recommended Reading:
How To Sell Your Home Fast in Good or Bad Markets